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Printable blackjack cheat sheet

Four ready-made strategy cards for four common rule sets. Print the one that matches your game: each card fits one page. Different rules? Build your own card in the strategy chart generator.

6 decks, dealer hits soft 17

6 decks · dealer hits soft 17 · double after split · no surrender · dealer checks for blackjack · blackjack pays 3:2 · house edge with this card 0.62%

Hard totals

2345678910A
8HHHHHHHHHH
9HDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDDD
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17SSSSSSSSSS

8 or less: hit. 17 or more: stand.

Soft totals

2345678910A
A,2HHHDDHHHHH
A,3HHHDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7DsDsDsDsDsSSHHH
A,8SSSSDsSSSSS
A,9SSSSSSSSSS

Pairs

2345678910A
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPPP
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

H hit · S stand · D double, if not allowed hit · Ds double, if not allowed stand · P split · R surrender, if not allowed hit · Rs surrender, if not allowed stand · Rp surrender, if not allowed split. Never take insurance.

Dealer stands on soft 17

6 decks · dealer stands on soft 17 · double after split · no surrender · dealer checks for blackjack · blackjack pays 3:2 · house edge with this card 0.40%

Hard totals

2345678910A
8HHHHHHHHHH
9HDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDDH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17SSSSSSSSSS

8 or less: hit. 17 or more: stand.

Soft totals

2345678910A
A,2HHHDDHHHHH
A,3HHHDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7SDsDsDsDsSSHHH
A,8SSSSSSSSSS
A,9SSSSSSSSSS

Pairs

2345678910A
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPPP
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

H hit · S stand · D double, if not allowed hit · Ds double, if not allowed stand · P split · R surrender, if not allowed hit · Rs surrender, if not allowed stand · Rp surrender, if not allowed split. Never take insurance.

With late surrender (dealer hits soft 17)

6 decks · dealer hits soft 17 · double after split · late surrender · dealer checks for blackjack · blackjack pays 3:2 · house edge with this card 0.53%

Hard totals

2345678910A
8HHHHHHHHHH
9HDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDDD
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHRR
16SSSSSHHRRR
17SSSSSSSSSRs

8 or less: hit. 17 or more: stand (except where the card says R).

Soft totals

2345678910A
A,2HHHDDHHHHH
A,3HHHDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7DsDsDsDsDsSSHHH
A,8SSSSDsSSSSS
A,9SSSSSSSSSS

Pairs

2345678910A
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPPRp
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

H hit · S stand · D double, if not allowed hit · Ds double, if not allowed stand · P split · R surrender, if not allowed hit · Rs surrender, if not allowed stand · Rp surrender, if not allowed split. Never take insurance.

European: no hole card

6 decks · dealer stands on soft 17 · double after split · no surrender · no hole card · blackjack pays 3:2 · house edge with this card 0.52%

Hard totals

2345678910A
8HHHHHHHHHH
9HDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDHH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17SSSSSSSSSS

8 or less: hit. 17 or more: stand.

Soft totals

2345678910A
A,2HHHDDHHHHH
A,3HHHDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7SDsDsDsDsSSHHH
A,8SSSSSSSSSS
A,9SSSSSSSSSS

Pairs

2345678910A
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPH

H hit · S stand · D double, if not allowed hit · Ds double, if not allowed stand · P split · R surrender, if not allowed hit · Rs surrender, if not allowed stand · Rp surrender, if not allowed split. Never take insurance.

How to use the cheat sheet

  • Check the rules screen of your game first: decks, soft 17, surrender and the blackjack payout.
  • Find your hand on the left and the dealer's card along the top.
  • Pairs first, then soft hands, then hard totals.
A cheat sheet lowers the house edge; it does not remove it. Even playing every hand by the card, the house keeps the edge shown on each card.